RESIDENTIAL TITLE SEARCH
Partnering with homeowners, lenders, and developers, the Black River Title team offers residential title insurance for New Jersey properties. The first step in the title insurance purchase process is the residential title search. Undisclosed title issues may impact ownership rights or lead to an unexpected expense. Residential title searches reveal (1) whether the seller has a legal right to offer the property, (2) whether the property’s legal description is accurate, and (3) if liens or outstanding encumbrances exist.
BENEFITS OF A RESIDENTIAL TITLE SEARCH
To validate the legitimacy of a property title, your Certified Title Professional will examine public and historical tax records, ownership records, mortgage records, restrictions and easements, and prior-filed liens or judgments. Our team’s responsive title search services streamline your real estate transaction by uncovering title defects or issues like:
- Chain of title gaps
- Clerical or filing errors
- Tax, mortgage, or construction liens
- Child-support liens
- Overdue taxes & special assessments
- Deed or property use restrictions
- Survey & boundary issues
- Fraudulent or forged title documents
- Claims from unknown property owners or heirs
A thorough residential title search not only provides homeowners and lenders with a detailed ownership history; it also helps them decide whether the property’s legal description and zoning requirements fit their personal needs. During your residential real estate transaction, Black River Title will be your single point of contact for the title search, title insurance purchase, and settlement/recording processes.
Request a Residential Title Search
Residential title insurance policies are available for both lenders and property owners, and Black River partners with First American Title to underwrite and guarantee the financial strength of your title policy. To request a residential title search, buy title insurance, or ask about residential settlement services provided by our CTP, call 908.979.8982 or submit an online inquiry. We’ll be in touch promptly and look forward to partnering with you.